Payment and Payout Methods
To find out which payment methods, currencies, and countries are available for your shop, use the following endpoints:
- For orders: Retrieve Payment Methods
- For payouts: Retrieve Payout Methods
Instrument Type​
instrumentType | Description | Use Case (Payments) | Use Case (Payouts) |
|---|---|---|---|
card | Payment made using a credit or debit card. | A customer pays for online shopping using their credit or debit card details. | Executing payouts to a credit or debit card. |
wallet | Payment made through a digital or mobile wallet. | A customer uses a service like a digital wallet to complete a transaction. | Executing payouts to a digital or mobile wallet. |
bank_transfer | Payment made directly from a bank account. | A customer chooses to pay by making an online bank transfer at checkout. | Executing payouts via bank transfer. |
Payment Entry Modes for instrumentType == card​
| entryMode | Description | Use Case | Supported |
|---|---|---|---|
cnp | Card Not Present transactions are done without the physical card being present, often for online purchases. | A customer enters their card details on a website to make a payment or purchase items online. | |
card_present | Card Present transactions where the cardholder is physically present and can use their card directly. | A customer swipes, inserts, or taps their card at a physical POS terminal in a store. | 🚧 in development |
moto | Mail Order/Telephone Order transactions are made over the phone or via mail, without the cardholder physically present. | A customer calls a business and provides their card details over the phone to make a purchase. | 🚧 in development |
recurring | Transactions that occur on a regular basis automatically, using stored card details. | A customer subscribes to a monthly service, and their card is charged automatically. | 🚧 in development |
saved_card | Transactions made using card details that have been stored for easier repeat purchasing. | A customer chooses a saved card on file within their account for a faster checkout process. | 🚧 in development |
redirect | Transactions where the customer is redirected to an external payment system or gateway for processing the payment | Customers are directed to a third-party page, such as payment gateway, to complete the transaction. This often involves entering sensitive payment information, such as card details, through a secure interface. |
TransferType for instrumentType == bank_transfer ​
The table below lists various bank transfer types, along with their descriptions and the countries where they are commonly used. These transfer types represent different methods for transferring money between banks, ranging from traditional bank wire transfers to modern instant payment systems. Each method has its own unique features and geographical coverage, catering to different needs and preferences for both domestic and international transactions.
| Name | Description | Country |
|---|---|---|
| bank_wire | Traditional bank transfer through interbank systems | Worldwide |
| sepa | Euro transfer between SEPA zone countries (Single Euro Payments Area) | EU countries, Norway, Iceland, Liechtenstein, Switzerland, Monaco, San Marino, Andorra, Vatican, UK |
| swift | International interbank financial messaging system | Worldwide |
| sbp | Fast Payment System (FPS) for instant bank transfers | Russia |
| card2card | Transfer of funds from one bank card to another | Worldwide |
| pix | Instant payment system for real-time transactions | Brazil |
| online_banking | Money transfer through online banking platforms | Worldwide |
| qris | Payment via QRIS (QR Indonesian Standard) | Indonesia |
| promptpay | QR code-based payment system enabling instant transfers | Thailand |
| vietqr | Payment using VietQR - a QR-based payment system | Vietnam |
| vietnambanksqr | QR payment option in Vietnam with specific bank pre-selection | Vietnam |
| virtual_account | Transfer via virtual bank accounts, providing a unique identifier for each payment | Worldwide |
| khipu | Bank transfers made through the Khipu platform | Chile |
| giropay | Bank transfers through the Giropay network | Germany |
| eps | Bank transfers through the EPS system | Austria |
| open_finance | Open Finance network-based transfers, enabling access to a variety of financial services | Brazil |
| spei | Interbank Electronic Payment System for real-time bank transfers | Mexico |
| paysafecard | Payment system utilizing prepaid cards for secure and private transactions | Worldwide |
| multibanco | Multibanco ATM network allowing payments and transfers from ATM or online banking | Portugal |
| bancontact | Bank transfer and payment system widely used for domestic transactions | Belgium |
| blik | Mobile payment system allowing QR and code-based transfers and payments | Poland |
| p24 | Przelewy24, a payment gateway for instant bank transfers | Poland |
| rapidtransfer | Fast and secure online bank transfer service for e-commerce transactions | Worldwide |
| upi | Unified Payments Interface for instant, real-time payments | India |
| thb_qr | Thailand QR Code payment system for secure bank transfers | Thailand |
| sberbank | Sberbank Direct Payment, providing a convenient option for bank transfers | Russia |
| account2card | Service that enables direct transfers from bank accounts to payment cards | Worldwide |